Afford Your Care
Your comfort with payment options plays a major role in your overall experience with us. That’s why you will have the opportunity to discuss all your financial arrangements and fees before any treatment begins. A variety of payment options are available to choose from:
- Cash or Check, including a 5% courtesy discount for payments made in full before treatment begins.
- VISA, MasterCard, and Discover, including a 3% courtesy discount for payments made in full before treatment begins.
- Monthly payment options, including CareCredit® – which offers 0% financing for 6-12 months for qualified patients. Longer term financing is also available.
We work with most of the major dental insurance companies in estimating insurance payments, and in calculating the patient’s share of the payment due. Please understand that we do not work for the insurance company, and we cannot guarantee that our estimate will be 100% accurate. The patient is ultimately responsible for whatever the insurance company does not pay within a reasonable time period.
Do you offer a payment plan?
You are important to us. We offer monthly payment plans with our financial partners, Citi® Health Card and CareCredit®. Payment options are tailored to fit comfortably into your personal or family financial goals so you can pay for your treatment. We work with you to create the solution that meets your needs so you can have the beautiful, healthy smile you have always wanted.
Will my insurance cover my dentistry?
For patients who have insurance, we are happy to assist in processing your insurance claims in order to maximize your benefits. While insurance is designed to help offset the cost of dental care, it’s important to note that insurance estimates and pre-authorizations are not a guarantee of payment from the insurance company. We ask patients to note that the insurance policy is a contract between them or their employer and the insurance company. The team at River Oak Dental does not participate in the intricate details of such agreements or contracts. Regardless of insurance coverage, financial arrangements between each patient and our practice will ultimately be the patients’ responsibility. If, for any reason, the estimated amount is not paid by the insurance company within 45 days, it becomes the patient’s commitment and is due by cash, check, or credit card.